Why Firefighters Choose RUSCHurance Financial
Firefighters face a financial reality most advisors don’t fully understand.
Irregular schedules, injury risk, early or forced retirement, and benefits that may not go as far as you think. Most financial plans aren’t built for that kind of life.
At RUSCHurance Financial, we focus on protection-first strategies designed specifically for first responders—so your family, income, and future aren’t left exposed.
Meet the Founder
Hey, I'm Eric!
I work with firefighters and first responders because I understand that your career doesn’t fit into a traditional financial box. Long shifts, real risk, early retirement windows, and families who depend on you — those realities require a different approach.
My focus is simple: help firefighters create financial protection and flexibility without pressure, confusion, or one-size-fits-all advice.
Independent financial advisor focused on first responders
Education-first, protection-driven planning approach
Access to national resources through independent distribution
Real conversations, no sales pressure
BLOG
Firefighter Benefits: Why Group Coverage Isn’t Enough
Firefighter benefits provide a foundation, but group coverage often has limits. Learn where gaps may exist and why planning beyond benefits matters. ...more
Firefighter Financial Basics
December 25, 2025•2 min read
Firefighter Retirement: Why Many Leave Earlier Than Plannedost
Many firefighters leave the job earlier than planned due to injury, burnout, or life changes. Learn why flexible retirement planning matters more than timing. ...more
Firefighter Financial Basics
December 25, 2025•2 min read
Firefighter Financial Planning: Why a Standard Plan Isn’t Enough
A firefighter in full turnout gear stands before a burning structure while financial planning tools, retirement checklist, calculator, cash, and insurance documents, sit in the foreground, showing why... ...more
Firefighter Financial Basics
December 25, 2025•2 min read
TESTIMONIALS
What Our Clients Have To Say
I’ve worked with many insurance providers globally, but none have offered such personalized service. Their team truly goes above and beyond.
— John M.- From Chicago
Exceptional experience from start to finish. They took the time to understand my needs and offered the best solutions tailored to my situation.
— Sara K.- From Chicago
I’m impressed by their global reach and professionalism. Their quick responses and reliable support make them my top choice for health coverage.
— Carlos Garcia - From Chicago
Frequently Asked Questions
What makes your insurance plans different from others?
We specialize in firefighter and first responder financial planning. That means we account for pensions, early retirement, DROP programs, shift work income, and the real risks of the job—not cookie-cutter plans built for civilians.
How do I know which plan is right for me?
You don’t choose a plan first—we review your benefits, pension, insurance, and goals, then design a strategy that fits your career stage, family situation, and retirement timeline.
Can I adjust my plan as my career or life changes?
Yes. Firefighter careers evolve—promotions, injuries, overtime changes, family needs, or retirement decisions. Your plan is reviewed and adjusted as life and the job change.
Is my family protected if something happens to me?
That’s a critical question. Many firefighters rely on group benefits alone, which often fall short. We identify coverage gaps and help structure protection so your family isn’t left exposed.
How quickly can I get started?
You can schedule a Firefighter Benefits Review in minutes. After reviewing your current benefits and goals, we outline clear next steps—no pressure, no obligation.
The Firefighters Family Funding Formula protects you, your familiy and your money
Will Your Family & Assets Be Protected Next?
Ruschurance Financial
CUSTOMER CARE
LEGAL
Copyright 2026. Ruschurance Financial. All Rights Reserved.